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KEY Income Distribution

At KEY Advisors Wealth Management, we understand that creating a consistent and reliable income stream in retirement is critical to ensuring a carefree lifestyle for you and your family. That's why we take a holistic approach to income planning and why we designed our KEY Income Distribution Strategy.

As you move from accumulation to distribution, having a predictable and stable income stream is critical without taking on unnecessary risk. That’s why a distribution strategy is a KEY part of our financial planning process. We will work to simplify the process and create a diversified strategy across all available financial tools to balance growth, income, and liability. We also consider other factors impacting your income, such as inflation, interest rates, taxes, and minimum distribution requirements.

Our experienced team works closely with you to develop a customized strategy that fits your unique needs and goals. We begin by identifying your sources of income, including Social Security, pensions, and investments. We then develop a plan to maximize these sources of income and create a sustainable income stream that will last throughout your retirement while minimizing your liabilities and risk.

Our KEY Income Distribution Strategy is part of our integrated and holistic financial plan and investment strategy. And like all of our KEY Advisor Services, it is not a "set it and forget it” approach. Our team constantly monitors your income and will adjust your strategy, as needed, helping to adapt to changes in your life, inflation, or market volatility.

Let us help you develop a strategy that will provide you with a predictable and sustainable income stream so you can enjoy your retirement.

<strong>Our Four KEY Principles to Income Distribution</strong>

Our Four KEY Principles to Income Distribution

  1. Moving from accumulation to distribution should be a smooth transition, over time, not abrupt.

  2. A distribution strategy is not "one size fits all." Everyone has accumulated differently, you need a personalized approach. 

  3. Take a balanced approach aligned with your tax planning leveraging all available financial tools to minimize risk and liability.

  4. Reevaluate when the market changes to ensure you always have the right mix.

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